Health Insurance for Cosmetic Surgery Procedures

There are various types of medical covers in the market. People will come into contact with the following terms while looking for a health policy that covers cosmetic surgery procedures:

    • Cosmetic surgery
    • Reconstructive surgery

Cosmetic surgery involves reshaping of normal structures of the body for example big breast implants. Cosmetic surgery issued to improve the appearance or self-esteem of a client. A perfect example is big breast implants. On the other hand, reconstructive surgery involves rectifying abnormal body structures. It is used to give someone a normal appearance.
There are different types of cosmetic surgeries that medical practitioners offer on a daily basis. Out of the list, there are some that many insurers don’t cover because they are extraordinary and not easily understandable. They include eyelid surgery, liposuction and breast augmentation. However; there are some insurance Companies that go out of this tradition to cover the mentioned cosmetic surgeries.

This medical procedure is usually expensive for most people to afford. Medical covers have made these procedures affordable. Here are the purposes of medical cover plans:
To protect us
This medical procedure is meant to benefit a person. It is considered an elective procedure as it fully depends on a person’s decision. Insurance gives patients a form of security that their expenses shall be fully catered for, including the unforeseen medical bills.
Peace of mind
As earlier stated these medical procedures are quite expensive. Cover policies grants you an assurance that you will covered, whether you are going for consultation or an operation. It also covers patients against emergency procedures
Save us a lot of money
People are required to pay a certain amount of premium rate for cover. A person ends up saving a lot of money in the long run through medical covers.
Are you finding it difficult to find an agency that covers cosmetic surgery? Worry not; we are here to help you find a perfect company near you. You can use an insurance agent or broker to help you with this process. An insurer broker deals with numerous insurers whereas agents are hired by a specific company. It is advisable to go for brokers as they will help you get the best deal.
Here are some guidelines people can use to find covers for breast augmentation among others:
You can use recommendations from friends and colleagues to find local insurers near you that cover cosmetic surgeries.
Online platforms
A person can use various online platforms to look for these agencies.
Our bodies are different. There are those who are not able to pursue their dreams because of their looks. Medical covers can change this and make their dreams a reality. A perfect agency should guide its clients’ to find a perfect policy that meets their needs.
How to make sure you are covered before any cosmetic surgical procedure
There have been many clerical errors that leave may clients frustrated as their covers are not confirmed.
Medical Protection

Here is the procedure used to confirm your medical policy:

    • Contacting your selected agency. You should do this directly without using any intermediary person. Ask which cover you have secured for cosmetic procedures such as big breast implants and liposuction among others
    • Get an accurate figure on the maximum amount you are eligible for. This is because there are different types of policy coverage.
    • Confirm your deductible amount if you plan you use your cover
    • Ask if you are supposed to pay any amount in case you undergo any medical procedure

Request the above details to be printed so that you don’t get confused in the future. There are some cases where procedures go wrong and patients suffer from unplanned conditions. People should try to look for covers that cover unplanned events. These risks range from infections on the operated regions, excessive bleeding and surgery not giving the expected results.
Cosmetic surgery is very delicate. It is therefore important to carefully select your doctor. It is your right to refuse a particular surgeon.
Here are some guidelines to help you select a suitable doctor:

    • Go for an experienced doctor who has handled various forms of cosmetic surgeries
    • Ask for recommendations from other medical experts

There are some clinics which don’t accept insurance covers from particular companies. It is important to inquire if they accept your medical policy before starting any procedure. You also need to inquire on the prices of a selected cosmetic procedure. Different clinics charge different prices for their services. You should choose a clinic your insurance can comfortably cover.

Tips on how find a reliable insurance Company
There have been many cases where people engage with fake insurers without noticing. They will only find out when it comes to paying out for certain cosmetic procedures. This can be very frustrating. People need to watch out on those appetizing offers. Before commencing any operation, ask for the necessary documentation from licensing and qualifications to ensure you are dealing with a genuine company. It is your right to ask for these documents.Alternatively; you can check them out from the necessary authorities.
People should try their best to look for big agencies. Such insurers give an insularity they can cover your cosmetic surgery expenses. They also give an assurance they will be in the market for a long period. As we all know, it is difficult to close big institutions.
People should go for agencies that have been in the industry for a long time. Most fake agencies are new and people don’t have background information about them. Try to ask for various plastic surgery insurance policies and compare them. Select the one that perfectly suits your needs. You should carefully read the terms and conditions of the policy. This will help you identify the type of conditions covered. They can range from big breast implants to liposuction and weight loss medical procedures among others.
You can hire an insurance broker to help you in this procedure if you find it difficult to handle.

How to get Cheap House Insurance

House insurance is very important as it protects us from unnecessary headaches that might occur in cases where certain risks or accidents occur. House insurance protects us from such risks. Everyone desires to find cheap house insurance his own house. Insurance companies offer different prices for their various home covers. It is therefore important for a person to ask or look around for the best offer available. There are many ways in which a person can ask around for the bets offer. This ranges from checking various comparison websites and using brokers among others.

Before jumping into details on how a person can find the right insurance company, let us jump into details on how a person can reduce the cost of home insurance:

  • Installing alarms-Installing both smoke and burglar alarms can play a vital role when it comes to getting cheap insurance covers. This is because they reduce risks of certain accidents occurring.
  • Increasing the excess on your cover-If a person is willing cover more of cost of claim, this is likely to reduce the rate of your premiums.However,this process should be used by those who can comfortably pay the cost of the premium without having to strain their pockets.
  • Buying both buildings and insurance at the same time-This method has for years proved to be very effective. A lot of people who purchase both buildings with insurance get a lot of discounts.
  • Paying annually-Monthly premiums are quite costly compared to annual premiums. This is the reason a person is advised to consider annual payments if he can comfortably pay without any strain.

Finding the right company

Home owners are constantly looking for the best insurance company for them in order to access cheap home insurance. Here are some tips which can direct a person towards getting the right company for his home:

  • Searching-There are many ways or places where people can find the best insurance cover for their homes. A person can start by asking around from his fellow house owners on the best insurance companies around them.Alternatively; a person can use different brokers’ agencies to help them find the best insurance companies.
  • Operation-Always go for an insurance company that has been in the industry for a very long time. This is because there are some insurance companies which refuse to pay insured risks in cases they occur.
  • Rates-Before choosing any insurance company, it is advisable to ask around for quotes from different insurance companies. This will help a person choose a company with the best affordable rates.
  • License-It is important to confirm if an insurance company has all the documentation. This is because cases have arisen where some insurance companies operate contrary to the law.
  • Size-Size of an insurance company matters a lot. Big insurance companies indicate they have been in the industry for a very long time. As a result they perfectly understand the various complexities associated in this industry. A person is always advised to go for a company that has been in the industry for a long time.

Brokers’ rules

As stated earlier, brokers are commonly used by home-owners to find the best insurance policies. An insurance broker works for a person rather than an insurance company. In short, a broker is a licensed person who is permitted to sell insurance. He/she works with multiple insurance companies. It is the work of a broker to help his/her client come up with the cheap insurance policies ranging from cheap house insurance among others.
A broker is very different from an insurance agent in that an insurance agent only promotes policies of an individual insurance company. On the other hand, a broker is a form of an insurance agent who sells policies for many insurance companies. He/she helps the client find the best rates.

There are certain Government’s rules and regulation set aside by different agencies to help maintain professionalism in this industry.

They range from:

  • Sales practices-There are certain guidelines which a broker should follow when helping a client get the best insurance policy.
  • Brokers’ conduct-Brokers need to handle themselves with a lot of professionalism.
  • Rate settings-These agencies not only limit brokers on the rates they should set, but also insurance companies.

Here are some services brokers offer to home users who are after cheap home insurance:

  • Assess your personal needs-This is the type of home insurance policy a person needs. Insurance policies vary depending on the type of house a person lives in.
  • Quotes-The second step usually involves asking quotes from different insurance companies. This process makes it easier for a broker to guide his/her clients on the best insurance company to go for. A broker can either ask for quotes by visiting various insurance companies or by using different comparison sites.
  • Searching for techniques for reducing overall premiums-There are many ways in which a person can reduce premium rates of house insurance. The most common one involves having more than one cover with the same insurance company.
  • Explaining any terms or premiums which a client might not understand-After identifying the most suitable insurance policies. It is the work of the broker to explain any terms of premium rates which a house owner might not clearly understand. This helps prevent confusion or misunderstanding in the future.
  • Advise-There are some cases where a house owner might find it necessary to revise or renew their house insurance policies. It is the work of a broker to effectively guide such clients on the way forward. Brokers should always avail themselves to their clients.

  • Ensuring claims are fairly handled-It is the work of a broker to ensure his/her client fairly compensated on cases risks arise.

Generally insurance policies are very important to not only house owners, but businesses persons among others. It is not possible for a person to predict the future, certain risks might occur. It is therefore important for a person to protect himself/herself from such risks.

House Insurance Quotation


Buying a house is probably the biggest investments many Irish residents will ever make later on in life. Whether it is the first or fifth house, be sure to protect it from punctures against various risks when you purchase house insurance. House cover policies Quotations might help protect your own property against unanticipated risks, including fire, hailstorms, tsunami and also other calamities. For more guidance click here:

Under house insurance, you will have found various plans that offer the particular protection you will need for your household, home, residence or property. It is a personal job to get the coverage that may suit your needs. Today, people who would like to obtain insurance plan is deserving of rates from various companies after which compare them so they can get the best deals possible. This is because there is a massive difference in insurance costs furnished by different providers. Getting a quote for house insurance for comparing quotes is the best way to select the right policy plan to suit your needs.

Homeowners will get house quotes online. This can help save some time you would need to look for insurance rates from different property cover agencies where you live. Unlike finding insurance quotes where you live, finding and achieving quotes online takes just a couple minutes.

Firstly, you need to find a reputable website that provides multiple quotes from various insurance providers. Always make sure that your website is trustworthy because you’ll have to enter some of your very own details so that you can get the is quoting you require. When you shouldn’t risk your private information being compromised, make sure that the site you have remains safe and secure and trustworthy.


When getting rates online, you just need to input your own personal details as if your name, some other insurance policy you’ve along with other things you need to get quotes. After filling be simple online form, you’ll need to send it in and wait for a moment to help you be presented with House Insurance Quotation.


The next step is to gather every one of the rates you will get, then compare them side by side. Low-priced quotes, you need to pick those who provide you with the best deal. This implies you will have to check the different rates and pick the one that supplies the lowest rate.

Lots of people find looking for insurance rates quotes a difficult and time-consuming process. Fortunately, searching for them is straightforward when you’re online. You will find a trusted website that enables you to get numerous quotes from various providers as well as talk to an insurance expert to obtain techniques to all the questions you might have. Like that, you will find a wise decision of what you should expect whenever you get yourself a given policy.

In just a few minutes, you will discover and compare property insurance from various providers to get you the most effective quotes. Online learning resources can be found to help in making wise decision. Go surfing now and appearance for online home insurance quotes.



Home Insurance Facts to Consider


Why it is very important get home quotes?

It is very important get home quotes before you buy home owners insurance policy. To insure your home and also to protect your valuable things, you wish to purchase a home owners insurance coverage. It can be thus acquiring the proper quotes that will assist you be aware of available choices therefore utilizing the right choices.A lot of the insurance industries due to this have arrive up giving attractive and lucrative offers from you need to compare prior having a decision.

An estimate offers you more details that you can help you to receive the insurer and economical insurance policies. The insurance quote for your home, that you can pick acts such as the agreement and is often effective for a fixed period. It helps you to select the premium type that suits you. The premiums are paid with time period like quarterly, annually or half yearly.

The insurance plan firms contain various rates and it is necessary that you compare tariff of several insurance carriers being informed about what is useful for you. You must check in regards to the fine print from the different quotes and also the associated incentives and benefits prior choosing the home owners insurance coverage. For more info check out Wikipedia.


Deductible plan:

The quotes assist you to select one which offers an appealing deductible plan that matches you and also that can help you to optimize the savings by selection of tips. By buying car and home insurance from the similar insurance firm that induce the Home Insurance Company offer you certain amount of benefits.

You are able to set the deductibles high this minimizes the greater amount of the insurance coverage price. By obtaining relief of extra and unnecessary items which have highly depreciated in value, this will assist you decrease the unwanted coverage. Fitting a security and safety equipment in the house also can allow you to increase the savings.

The quotes give different kinds of particulars on the different policies that different industries help. It says yourself on what sort of various insurance providers will value the home, the way they look at the value determined by the position of the house, its condition and its circumstances, its place among other aspects.

More information:

The quote provides more information on other aspects the firms seem like policy associating to coverage of images about the house along with other long-term structures inside the property, limited coverage found for products like stolen jewellery, policy relating to damages intended to the non-public property by particular cases as stated inside the policy, extra coverage on other precious products.

For the quote, it is possible to tell the insurance plan firm because of their services. This holds a lengthy direction in letting you take the best option around the proper insurance company to associate according to the quality and convenience of customer satisfaction.

Tend not to insure the house combined with land because costly but unwanted. People perform this without negligence, insuring the home for your price you got it without deducting the land’s value is really a major mistake. Usually, home insurance quotes open eye onto receiving the best coverage for that house. Or visit my Facebook.




House Insurance


An Ideal Choice for Piece of Mind. Living carries by using it a diploma of uncertainty. It doesn’t matter what a lifestyle does the individual or a family possesses, there isn’t any guarantees that their property can be protected. This is because again and again, experience established that unforeseen things can happen and the often develop a negative effect on people’s lives. This is especially true for houses, in which a huge variety of occurrences can occur and create a varied a higher level damage to property. While nobody wishes to do this, events like break-ins, utility and appliance malfunctions, disasters and many more things can leave a house in the bad shape. Because situation, all inhabitants of the property will glance at the impact on this, both when it comes to their everyday lives which will suffer for this reason, but in addition inside the financial sense, where are going to forced to find the funds to keep up the harm that occurred.
Fortunately, house insurance supplied by the Company can provide a safety net in the case of unforeseen circumstances which may damage any property. As being a sister company from the Pembroke Insurances, but in addition First Credit companies, Quote Devil has gained numerous satisfied clients since it launched in 2002. The identical clients are fully regulated with the Central Bank of eire and it is house insurance policies are an excellent choice because they are underwritten by Zurich Financial Services, probably the most trusted insurance firms operating in the whole world. As for their mission, Quote Devil features a simple aim and it is to supply an outstanding value to the customers through combining excellent cover and great insurance products.
When it comes to a house insurance, the organization provides an insurance quote in a minute or less as well as arranged a home protection plans of an property with no need to fill any forms. Instead of a lengthy means of form filling, Quote Devil arranges all paperwork online and using email correspondence, selling its products exclusively online so the company’s pricing is down expenses will be more than affordable. With forty years of collective experience of the insurance coverage marketplace, the company boasts an unbelievable team of professionals that really work tirelessly daily on even more improving their offer to the clients.
For this reason, Quote Devil designed a tectonic shift in the house insurance markets in Ireland. By being exclusively present in the online domain, without physical offices to own and look after, the organization is the only online-only insurance carrier in the united kingdom. By lowering the expense of needing any physical presence, the organization made a business system which allowed so that it is more competitive than the traditional insurance agencies, especially in the case of house insurance. As it sold its first online home policy in ’09, the company received a huge number of customers. One of the main features of this type of insurance is its significantly lower insurance charges, but also a very fast approval time. Through the first moment whenever a customer requires insurance up until moment they receive the policy document, Quote Devil system will take only four minutes.
Due to all the benefits that accompany using Quote Devil, it can be clear the company should the first choice for anybody trying to find house insurance.


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House Insurance Agency

House Insurance


Anyone who is searching for the best insurance cover knows that it’s always best to get one from your leading and reputable House insurance company to stop regrets later one. One of the main house insurance companies in Ireland has got to be Quote Devil. This is probably the companies that really cares about its clients and fades of their way to own best cover for your household at amazing rates that will simply blow off your mind. There are wide ranging reasons for you to only use this business for all of your insurance needs and many of them include:


Highly competitive rates

One good reason why the organization is known as among the key house insurance companies in Ireland is mainly because it offers highly huge discounts to the house insurance clients. It is a company that is not in the commercial of exploiting its clients in any way and a specific item is in fact what you would get. With all the company, it is possible to make huge savings to reap the benefits of up to 40% off your insurance policy for your lovely home.


Exclusive online services

The fact that offers exclusive online services to people who are seeking insurance also makes it appear listed of leading house insurance firms in Ireland. This means that you are able to complete everything online conveniently whether you are planning to obtain a quote for your home or you want to take around the cover that this company has offered you. This can require half your time and effort as it takes only about 5 minutes to accomplish the whole process and you’ll have the protection document plus the letter of indemnity using your email to your delight.


Incredible customer satisfaction

This is probably the companies that always lend a listening ear to all its clients to make sure that all of their issues and/or questions in relation to its home insurance have been answered in the absolute best manner. This is another major reason which makes it be counted one of many leading house insurance companies in Ireland. It is possible to call the organization anytime where you will talk to insurance pros who will guide you through in the friendly and expert manner. You may also leave your number and also the company will respond so that you can can clear any doubts you may have in mind to obtain the insurance which will highly help you.


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Cheap Health Insurance

health insurance


That you are here shows you would like obtaining medical health insurance. That is among the best decisions you’ll ever must carry out that you experienced. Herein, we intend to discuss the fundamentals of health care insurance comparison including what all is here as well as the vital aspects you’re supposed to look for.
This is a known indisputable fact that medical is expensive. The typical expense of getting treatment in a hospital may be steadily rising within modern times. Therefore, health insurance is really a means through which we are able to reduce the costs of medical care. Medical health insurance operates by enabling us to share the danger connected with health online websites. It is really an effective way of cover because mostly, everybody is healthy. Therefore, the premiums they pay help cover the expenses with the few who get injured or sick.
So, what do you be aware of when selecting cheap health insurance? Allow me to share the three major issues you are able to with any health insurance provider to successfully increasingly becoming the right plan.
1. Just what the plan covers.
Whether you are an individual or a company, you have to contemplate what is covered through the health care insurance plan you would like to purchase. Critical to ensure you have covered add the following:
~ Hospitalization.
~ Emergency services.
~ Laboratory tests.
~ Rehabilitation services.
~ The expenses of medications.
~ Maternity and new born care services.
~ Pediatric services that is certainly including vision and dental hygiene.
~ Outpatient care that covers for your costs of doctors as well as other health services you will get while outside of a medical facility.
~ Preventive services like mammograms and immunizations.
~ The cost of managing chronic illnesses, as an example diabetes.
The ultimate way to ensure you are very versed using the set of services offered for cover by a health insurance company like, is to ask about for a directory of the benefits and coverage in the customer care desk of your respective health care insurance provider.
It’s also possible to need to look for the medical insurance rankings to the service provider you would like to use. Most rankings rank health insurance providers based on their type – private PPO or HMO, or Medicare PPO or HMO – plus the quality of canopy they provide the clientele.
2. Just how much the health insurance policies costs.

You’ll want to work with a comfortable medical insurance plan. Therefore, select an easily affordable plan. Basically, there are two ways whereby within your budget medical health insurance:

i) From the monthly premiums. Medical health insurance plans are classified into metal tiers. These are generally categories with some other combinations of cost-sharing and the volume of premiums to pay. The metal tiers include bronze, silver, gold, platinum, and catastrophic.
ii) Through-of-pocket expenses. These are the proportions of your medical bill that you just pay upon receiving health care bills. These are inclusive of deductibles, copays, as well as coinsurance.
Generally, paying a higher premium upfront means that you will get to spend less out-of-pocket expenses, and the other way round.
3. The doctors and hospitals who will be in it.
You don’t wish to buy medical insurance that’s accepted in a really small group of hospitals, doctors, imaging centers, laboratories, and pharmacies. Therefore, as you visit a health care insurance cover make sure that you check which doctors and hospitals are contained in the cover.

That is it. You’re now good to go with getting pregnant the best medical health insurance cover. In case you critically consider those factors, there is no way you are going to fail. Best wishes.

Cheap Travel Cover.

If you’re sick and tired with the prevailing climatic conditions and so are eagerly expecting your holiday, then this information is in your case. Because you expect for top experience if you are away, uncertainties are as real because possibilities. 

Throughout holiday, your fun-period may be disrupted by things like a strike, a bad condition of the elements like excessive snow, or natural occurrences like volcanic ash, a riots as well as insolvency of an authorized. Regardless of kind of eventuality you could face, there is simply one solution that will guard you from any inconveniences or unforeseen spending – a travel insurance cover.
There are many insurance covers searching for the break enthusiast. You understand you’ve got a good cover if your following elements of your travel are covered for:

~ Missed departure in case you miss your flight because of an insured reason.
~ Personal liability in the event you get involved with any sort of accident and you really are legally found to be the reason for somebody else’s injury or problems for their property.
~ Cancellation just in case you end up in an insured position that necessitates you to cancel or cut short your journey.
~ Full-time duration. This means that the top’s should span the whole duration of your stay.
~ Lost, or damaged property just in case all of your valuables gets lost, stolen, or damaged.
~ Twenty-four hour emergency assistance restore.
~ Cover emergency expenses including medical expenses. 
~ Insolvency of a 3rd party supplier.
In order to get yourself an easily affordable and relatively cheap travel insurance cover, you must compare the differing types of holiday insurance policies in the market. The top packs from are comprehensive anyway and enable you to include multiple people in a plan. 
There are many kinds of holiday insurance covers out there. Such as:

1. Single trip travel cover. Whatever the function of your holiday, a single trip insurance plan covers once off.
2. Annual multi-trip travel insurance. This insurance policy is much better in comparison with buying yourself several single trip policies for each and every trip you’ve got. Also, this cover allows you to get additional protection on some aspects you could possibly wish a part of your cover.
3. Backpacker travel cover. This policy is essential in your case if you are considering visit a different nation. Mostly, this cover entails protecting you during light and straightforward manual work you could end up doing while abroad.
4. Snowboarding, ski, and snowboarding travel insurance. The snow space is loaded with uncertainties which can be so unique on the snow environment. Therefore, should you be excited about snow games, put your safety and health first and choose this sort of travel insurance cover.
5. Family travel cover. Such a cover is comprehensive and allows you to include multiple people inside a single insurance policy. Therefore, if you are a family person or if you will be inside a trip with several other people, then the family travel insurance cover is made for you.
Receiving a travel insurance cover that is affordable is easy. The key aspect that will determine how cheap your cover is going to be is understanding what each cover entails fully, in addition to what your situation is. The 2 aspects work hand if you want to make a good travel insurance selection.

How to Obtain Cheap Irish Car Insurance

Cheap auto insurance in Ireland doesn’t have to be inadequate or lacklustre coverage. You can actually receive the right auto insurance and breakdown cover without breaking the bank. You only need to be described as a smart shopper, for consumer advice check out or Citizens Information.  What this means is evaluating the type of insurance you may need, researching any other coverage you might need after which comparing quotes from your leading motor insurance companies in Ireland. Here are a few important techniques to get cheap auto insurance in Ireland.

Firstly, work with a reliable insurance broker. When they have established a great working relationship together with the various insurance companies, chances are they will be able to find discounted rates in your stead.

Then take advantage of any discounts that you are eligible for. Examine any deals like “advanced driver”. Should you complete less than 5,000 km every year, you are able to find out to be considered since the majority insurance providers offer low-mileage discounts.

Be mindful when considering the monthly repayment option since some insurance firms will include a charge because of this provision. If you’re able to find the money to pay immediately, this is usually the most affordable option. Try for a cheap car insurance quote.

If you don’t intend to use your vehicle for a while, you can select to suspend your overall policy rather than cancelling it. By so doing, you will preserve earning a no-claims discount and can even get a refund for that time your coverage was suspended.

Another way to decrease your car insurance premiums is usually to remove any unnecessary drivers out of your car insurance policy. This is because they may be increasing the price of your insurance premium. It will be possible to feature it if required. Find out more about online car insurance in Ireland here Wikipedia.

If you are a safe driver, it is possible to get cheaper car insurance options for you to consider. In addition, there are discounts readily available for individuals with Irish driving licence, which allows you to get yourself a discount provided you do have a cleaning driving record.

Another significant way to find a low-cost car insurance in Ireland is always to compare quotes. This is easily done using car insurance quotes online. The key insurance firms make their automobile insurance quotes on the internet for buyers. Comparing quotes can save you a lot of cash on your auto insurance premiums annually.

Moreover, when you would like cheap auto insurance in Ireland, you should be honest when discussing your coverage options together with your broker. Otherwise, trying to reduce insurance fees by faking documents could land you struggling with insurance companies and then getting insured can be quite difficult. Put these guidelines into action and commence searching for the best deals available by contacting a reliable car insurance broker now. A good check would be see if they are part of the Insurance Institute of Ireland for security.